Effective Date: January 24th, 2025

PaydayLoansByAlex.com (“we,” “us,” or “our”) values your privacy. This Privacy Policy explains how we collect, use, share, and protect your personal information when you visit our website (the “Site”) and use our services.

1. Information We Collect

When you use our Site, we may collect the following types of information:

Personal Information:
- Full name
- Email address
- Phone number
- Date of birth
- Social Security number (if applicable)
- Banking information (if applicable)
- Employment details
Non-Personal Information:
- IP address
- Browser type and version
- Operating system
- Referring website
- Browsing behavior on our Site

2. How We Use Your Information

We use the information collected for the following purposes:

To connect you with potential lenders from our network.
To provide and improve our services.
To communicate with you regarding your inquiries and applications.
To personalize user experience, deliver relevant content, and provide targeted advertising through platforms like Facebook Pixel.
To comply with legal obligations, such as the TCPA and CAN-SPAM Act, and prevent fraud.
To analyze usage trends and enhance website performance.

3. Sharing of Information

We may share your information with the following third parties:

Lenders and Financial Institutions: To facilitate loan offers.
Service Providers: To assist with business operations such as marketing, data analysis, and customer support.
Legal Authorities: If required to comply with applicable laws, regulations, or legal processes.
Marketing Partners: With your consent, to provide special offers and promotions.

4. Cookies and Tracking Technologies

We use cookies and similar tracking technologies to enhance user experience, analyze website traffic, and facilitate targeted advertising. These may include tracking, functional, and performance cookies. Users can manage their cookie preferences through their browser settings. You can adjust your browser settings to refuse cookies, but this may affect your ability to use certain features of the Site.

5. Data Security

We implement industry-leading security measures to protect your personal information from unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the internet is completely secure, and we cannot guarantee absolute security.

6. Your Choices and Rights

You have the right to:

Access, update, or delete your personal information.
Opt out of marketing communications, including emails, SMS, and remarketing ads, at any time by following the instructions provided in the communication or contacting us directly.
Request information about our data collection practices.

To exercise these rights, please contact us at alex@paydayloansbyalex.com.

7. Third-Party Links

Our Site may contain links to third-party websites. We are not responsible for the privacy practices of these external sites. We encourage you to review their privacy policies before providing any personal information.

8. Children’s Privacy

Our services are not intended for individuals under the age of 18. We implement measures to prevent minors from accessing our services and remove any collected data if discovered. We do not knowingly collect personal information from children.

9. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated effective date. Your continued use of the Site after changes have been made indicates your acceptance of the revised policy.

10. Contact Us

If you have any questions about this Privacy Policy, please contact us at:

Email: alex@paydayloansbyalex.com

Address: 254 Chapman Rd, Ste 208 #19348, Newark, Delaware 19702 US

Phone: (920)932-0987

By using PaydayLoansByAlex.com, you agree to the terms outlined in this Privacy Policy.

Important Disclosures. Please Read Carefully.

Persons facing serious financial difficulties should consider other alternatives or should seek out professional financial advice.

This website uses Site Visit Recordation Technology to memorialize site visits, including technology provided by third parties like Jornaya’s LeadiD. By submitting your information through this website, you consent to the use of Site Visit Recordation Technology.

The owner of this website is not a lender or agent of any lender and does not take loan applications or otherwise engage in lender-related activity (including without limitation making credit decisions or arranging, brokering, originating, servicing, underwriting, funding, or collecting payments for any lender). Submitting your information via this website is a request to be connected with one or more financial service providers that may be able to help you with your financial needs, each being responsible for taking a credit application, verifying your information, and making their own credit decisions.

The services offered by this website are administrative only (frequently referred to as “lead generation”) and are offered to you free of charge. Lenders and other financial service providers pay a fee to be connected to consumers in search of financial services, often based on a ping tree model similar to Google AdWords where the highest available bidder is connected to the consumer.

In some cases, you may be given the option of being connected to a tribal lending enterprise (“TLE”). TLEs are subject to tribal and certain federal laws while being immune from state law including usury caps. If you are connected to a TLE, please understand that the tribal lender’s rates and fees may be higher than state-licensed lenders. Additionally, TLEs may require you to agree to dispute resolution in a tribal jurisdiction. You should read and understand the terms of any loan offered by any lender, whether tribal or state-licensed, and to reject any loan offer that you cannot afford to repay or that includes terms that are not acceptable to you.

By submitting your information via this website, you authorize the owner of this website and its network of available lenders to do a credit check, which may include verifying your social security number, driver license number, or other identification, and a review of your creditworthiness. Credit checks are usually performed by one of the major credit bureaus such as Experian, Equifax and TransUnion, but also may include alternative credit bureaus such as Clarity, DataX, or others. You also authorize the owner of this website to share your information and credit history with its network of available lenders and other service providers.

This service is not available in all states.

Lender’s or Lending Partner’s Disclosure of Terms.

When a lender decides to offer you a loan, it is required by law to provide documents that contain all fees and rate information pertaining to that loan, including any potential fees for late-payments, and the terms (if permitted by applicable law) to refinance, renew or rollover your loan. Loan fees and interest rates are determined solely by the lender or financial service provider based on their internal policies, underwriting criteria and applicable law. This website has no knowledge of or control over the loan terms offered to you.

Late Payments Hurt Your Credit Score

Please be aware that missing a payment or making a late payment can negatively impact your credit score. To protect yourself and your credit history, make sure you only accept loan terms that you can afford to repay. If you cannot make a payment on time, you should contact your lender immediately and discuss payment options.

Privacy Policy

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